“Our mission is to make Silicon Valley a more affordable place to live. The Housing Trust makes loans and grants to increase the supply of affordable housing, assist first-time homebuyers, prevent homelessness and stabilize neighborhoods.”


Homeownership Assistance

The Housing Trust provides loans to low and moderate income homebuyers in Silicon Valley in the form of low-interest second mortgages and down payment assistance.

Multifamily Development Loans

The Housing Trust provides loans to developers constructing or rehabilitating affordable multifamily rental housing for seniors, working families, the homeless, and people with special needs.

Homelessness Prevention & Assistance

The Finally Home Grant Program provides assistance to individuals and families moving from homelessness or unsuitable housing into permanent sustainable housing.

See Where We’ve Had an Impact

Housing Trust has facilitated 12,978 affordable housing opportunities. See a map of all the places around Silicon Valley where we’ve made a difference.


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News & Events

Silicon Valley Good Eats & Treats: Get your tickets today for Housing Trust’s annual fall fundraiser! Read more.

Housing Trust Receives AA- Rating from Standard & Poors. Read More

Affordable Housing Week 2015: May 14th through May 22nd marks Santa Clara County’s Affordable Housing Week. Read more