“Our mission is to make Silicon Valley a more affordable place to live. The Housing Trust makes loans and grants to increase the supply of affordable housing, assist first-time homebuyers, prevent homelessness and stabilize neighborhoods.”


Homeownership Assistance

The Housing Trust provides loans to low and moderate income homebuyers in Silicon Valley in the form of low-interest second mortgages and down payment assistance.

Multifamily Development Loans

The Housing Trust provides loans to developers constructing or rehabilitating affordable multifamily rental housing for seniors, working families, the homeless, and people with special needs.

Homelessness Prevention & Assistance

The Finally Home Grant Program provides assistance to individuals and families moving from homelessness or unsuitable housing into permanent sustainable housing.

See Where We’ve Had an Impact

Housing Trust has facilitated over 24,000 affordable housing opportunities. See a map of all the places around Silicon Valley where we’ve made a difference.


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News & Events

Housing Trust Silicon Valley’s TECH Fund now totals $12.5 million with $5 million investment from the David and Lucile Packard Foundation. Read more

Housing Trust receives AA- rating from Standard & Poor’s

New investments by local banks double capacity of loan pool for affordable housing: Read more

Sobrato follows Cisco with $5 million investment in Bay Area affordable housing: Read more

Housing Trust Silicon Valley launches TECH Fund campaign: corporations, foundations invited to invest in local affordable housing developments Read more

Cisco announces investment in Housing Trust’s TECH Fund at Investor Briefing, challenges tech companies to invest in affordable housing: Read more.