“Our mission is to make Silicon Valley a more affordable place to live. The Housing Trust makes loans and grants to increase the supply of affordable housing, assist first-time homebuyers, prevent homelessness and stabilize neighborhoods.”

Homeownership Assistance

The Housing Trust provides loans to low and moderate income homebuyers in Silicon Valley in the form of low-interest second mortgages and down payment assistance.

Multifamily Development Loans

The Housing Trust provides loans to developers constructing or rehabilitating affordable multifamily rental housing for seniors, working families, the homeless, and people with special needs.

Homelessness Prevention & Assistance

The Finally Home Grant Program provides assistance to individuals and families moving from homelessness or unsuitable housing into permanent sustainable housing.

See Where We’ve Had an Impact

Housing Trust has facilitated 12,779 affordable housing opportunities. See a map of all the places around Silicon Valley where we’ve made a difference.


News & Events

Housing Trust Receives AA- Rating from Standard & Poors. Read More

Affordable Housing Week 2015: May 14th through May 22nd marks Santa Clara County’s Affordable Housing Week. Read more

Scholarship Opportunity: The Guardino Affordable Housing Scholarship Fund application process is now open to high school seniors living in affordable housing. Read more.