Help us open the door

because everyone deserves a place to live and a chance to succeed.

We use transformative housing finance and public and private partnerships to create more equitable and affordable communities. As a certified CDFI (Community Development Financial Institution), we lead the greater Bay Area in delivering innovative financial solutions and creating a strong affordable housing market.

Our Impact is Here at Home

Learn More About Our Impact

$590M

Invested in Affordable Housing

26,800

Housing Opportunities Created Since 2000

50,000

People Helped to Find Housing

$7.8B

Leveraged by Our Partners

Learn More About Our Impact!

This past fiscal year has been a busy one across the 14-county greater Bay Area and Sacramento, with the Apple Affordable Housing Fund, Google’s Launch Initiative, Supportive Housing Fund, TECH Fund, Sonoma County Housing Fund, Monterey Bay Housing Trust, and more.

Great Minds Tackle Big Challenges

Using innovation and strong partnerships to tackle the Bay Area housing crisis

Investment Opportunities

Our innovative investment options help make our communities affordable, sustainable, and vibrant.

Read More

Developer Financing

When developers partner with a lender, affordable housing becomes a reality.

Read More

Homeownership Assistance

We believe communities prosper when people can own a home in places that matter to them.

Read More

News and Updates

2024 SLO County Housing Summit!

We are excited to share that our Housing Trust CEO Noni Ramos will join #affordablehousing leaders and the community on the Central Coast as a featured speaker at the 2024 SLO County Housing Summit! Hosted by the Housing Collaborative of the Central Coast, the Summit will engage its audience of housing advocates, community and economic…

Read More

Read All About it! The latest Housing Trust News is Live!

Read all about it! Our Housing Trust Newsletter is live: https://conta.cc/48HP9RS! In this edition, we are excited to share our latest impact numbers (spoiler alert: we’ve invested $590 million in affordable housing!), just funded projects, groundbreakings, and so much more! #AffordableHousing#CDFI#Community#HousingforAll

Read More

Celebrating Charities Housing’s Montecito Groundbreaking

The City of Mountain View is about to open the door to more affordable housing with a new project breaking ground at 1265 Montecito Avenue! A ceremony today featured our CFO and Head of Partnerships and Strategy, Julie Mahowald, who spoke about the power of the partnership between Charities Housing Development, Housing Trust, City of…

Read More